1. Acceptance of Terms
By downloading or using the Nayra app ("Service"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Service.
2. Description of Service
Nayra is a financial literacy app that provides:
- Educational content about personal finance, saving, investing, and budgeting
- Interactive lessons, quizzes, and practice exercises
- Progress tracking, streaks, and gamification
- AI-powered learning assistant
- Community features for peer interaction
Nayra is for educational purposes only. Nothing in this app constitutes financial, investment, tax, or legal advice.
3. Eligibility
The Service is intended for users aged 17 and above. By using Nayra, you confirm that you meet this requirement.
4. User Accounts
To access personalised features, you must create an account. You agree to:
- Provide accurate and complete registration information
- Keep your login credentials secure
- Notify us immediately of any unauthorised use
- Take responsibility for all activity under your account
5. User Conduct
You agree not to:
- Use the Service for any unlawful purpose
- Post harmful, offensive, or misleading content in the community
- Attempt to gain unauthorised access to our systems
- Reverse-engineer or copy any part of the app
- Interfere with other users' experience
- Infringe the intellectual property rights of Nayra or third parties
6. Intellectual Property
All content, branding, lesson material, and software in the Service are owned by BUSINESS BRIDGE INTERNATIONAL BV or its licensors and are protected by applicable intellectual property laws. You may not reproduce or distribute any content without prior written consent.
7. Disclaimer
IMPORTANT: All content in Nayra is provided for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.
8. Limitation of Liability
To the maximum extent permitted by applicable law, BUSINESS BRIDGE INTERNATIONAL BV shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.
9. Changes to Terms
We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the updated Terms. We will notify you of material changes within the app.
10. Governing Law
These Terms are governed by the laws of Belgium. Any disputes shall be subject to the exclusive jurisdiction of the courts of Antwerp, Belgium.
11. Contact
| Legal inquiries | hello@mynayra.app |